- Industry: Government; Labor
- Number of terms: 77176
- Number of blossaries: 0
- Company Profile:
A professional who develops and implements financial plans for individuals, businesses, and organizations, utilizing knowledge of tax and investment strategies, securities, insurance, pension plans, and real estate. Respnsibilities include:
* Interviews client to determine client's assets, liabilities, cash flow, insurance coverage, tax status, and financial objectives.
* Analyzes client's financial status, develops financial plan based on analysis of data, and discusses financial options with client.
* Prepares and submits documents to implement plan selected by client.
* Maintains contact with client to revise plan based on modified needs of client or changes in investment market.
* May refer client to other establishments to obtain services outlined in financial plan.
* May sell insurance to client, recommending amount and type of coverage.
* May buy and sell stocks and bonds for client.
* May rent, buy, and sell property for client.
* May be registered with professional self-regulatory association and be designated Certified Financial Planner.
Industry:Professional careers
A professional who sells financial products and services to clients for investment purposes, applying knowledge of securities, investment plans, market conditions, regulations, and financial situation of clients. Respnsibilities include:
* Identifies potential clients, using advertising campaigns, mailing lists, and personal contacts.
* Solicits business from potential clients.
* Interviews clients to determine financial position, resources, assets available to invest, and financial goals.
* Provides clients with information and advice on purchase or sale of securities, financial services, and investment plans, based on review of professional publications and other financial literature, and knowledge of securities market and financial services industry.
* Completes sales order tickets and submits completed tickets to support personnel for processing of client requested transaction.
* Must pass state examination to receive license and become registered to sell securities.
* May read status reports and perform calculations to monitor client accounts and verify transactions.
* May work for firm that offers discounted brokerage fees and does not offer advice to clients.
* May develop and implement financial plans, and sell insurance, real estate, or securities.
Industry:Professional careers
A professional who sells financial services to customers of financial institution. Respnsibilities include:
* Develops prospects from current commercial customers, referral leads, and other sources.
* Contacts prospective customers to present information on available services, such as deposit accounts, lines-of-credit, sales or inventory financing, cash management, or investment services.
* Determines customers' financial services needs and prepares proposals to sell services.
* Reviews business trends and advises customers regarding expected fluctuations.
* Attends sales and trade meetings to develop new business prospects.
* May make presentations on financial services to groups to attract new clients.
* May prepare forms or agreement to complete sale.
* May evaluate costs and revenue of agreements to determine if they are profitable to continue.
* May sell services, such as check processing and collecting, record keeping and reporting, trust, investment, or safekeeping services, or products such as travelers checks, to other financial institutions.
* May solicit businesses to participate in consumer credit card program.
Industry:Professional careers
A professional who sells new home construction to property owners. Respnsibilities include:
* Displays and explains features of company house plans, using such visual aids as brochures, architectural drawings, samples of construction materials, and photographic slides.
* Secures construction financing with own firm or mortgage company.
* Contacts utility companies for service hookup to client's property.
* May appraise client's unimproved property to determine loan value.
* May investigate client's credit status.
* May search public records to ascertain that client has clear title to property.
* May contact utility companies for service hookup in customer's property.
Industry:Professional careers
A professional who shows and leases apartments, condominiums, homes, or mobile home lots to prospective tenants. Respnsibilities include:
* Interviews prospective tenants and records information to ascertain needs and qualifications.
* Accompanies prospects to model homes and apartments and discusses size and layout of rooms, available facilities, such as swimming pool and saunas, location of shopping centers, services available, and terms of lease.
* Completes lease form or agreement and collects rental deposit.
* May inspect condition of premises periodically and arrange for necessary maintenance.
* May compile listings of available rental property.
* May compose newspaper advertisements.
* May be required to have real estate agent's license.
* May contact credit bureau to obtain credit report on prospective tenant.
Industry:Professional careers
A professional who shows and leases apartments, condominiums, homes, or mobile home lots to prospective tenants. Respnsibilities include:
* Interviews prospective tenants and records information to ascertain needs and qualifications.
* Accompanies prospects to model homes and apartments and discusses size and layout of rooms, available facilities, such as swimming pool and saunas, location of shopping centers, services available, and terms of lease.
* Completes lease form or agreement and collects rental deposit.
* May inspect condition of premises periodically and arrange for necessary maintenance.
* May compile listings of available rental property.
* May compose newspaper advertisements.
* May be required to have real estate agent's license.
* May contact credit bureau to obtain credit report on prospective tenant.
Industry:Professional careers
A professional who rents, buys, and sells property for clients on commission basis. Respnsibilities include:
* Studies property listings to become familiar with properties for sale.
* Reviews trade journals and attends staff and association meetings to keep informed of marketing conditions, property values, and legislation which would affect real estate industry.
* Interviews prospective clients to solicit listings.
* Accompanies prospects to property sites, quotes purchase price, describes features, and discusses conditions of sale or terms of lease.
* Draws up real estate contracts, such as deeds, leases, and mortgages, and negotiates loans on property.
* Must have license issued by state.
* May hold broker's license and be designated Real-Estate Broker.
* May assist buyer and seller in obtaining pertinent information or services, such as finance, maintenance, repair, or obtaining an appraisal.
* May obtain pictures and measurements of rooms, doors, windows, or any other specified areas for inclusion in newspaper advertisement and real estate booklets listing description of property.
* May inspect property to determine if repairs are needed and notify owner.
* May conduct seminars and training sessions for sales agents to improve sales techniques.
* May prepare closing statements, oversee signing of real estate documents, disburse funds, and coordinate closing activities.
Industry:Professional careers
A professional who rents, buys, and sells property for clients on commission basis. Respnsibilities include:
* Studies property listings to become familiar with properties for sale.
* Reviews trade journals and attends staff and association meetings to keep informed of marketing conditions, property values, and legislation which would affect real estate industry.
* Interviews prospective clients to solicit listings.
* Accompanies prospects to property sites, quotes purchase price, describes features, and discusses conditions of sale or terms of lease.
* Draws up real estate contracts, such as deeds, leases, and mortgages, and negotiates loans on property.
* Must have license issued by state.
* May hold broker's license and be designated Real-Estate Broker.
* May assist buyer and seller in obtaining pertinent information or services, such as finance, maintenance, repair, or obtaining an appraisal.
* May obtain pictures and measurements of rooms, doors, windows, or any other specified areas for inclusion in newspaper advertisement and real estate booklets listing description of property.
* May inspect property to determine if repairs are needed and notify owner.
* May conduct seminars and training sessions for sales agents to improve sales techniques.
* May prepare closing statements, oversee signing of real estate documents, disburse funds, and coordinate closing activities.
Industry:Professional careers
A professional who sells services, such as credit, financial, insurance, employee investigation reports, and credit-rating books to business establishments. Respnsibilities include:
* Calls on establishments, such as financial institutions and commercial and industrial firms, to explain services offered by agency.
* Explains advantages of using impartial and factual reports and data as basis for assigning credit ratings, insurance, or security risks.
* May also sell equipment, such as portable teletype terminal units, for use in immediate retrieval of computerized data.
Industry:Professional careers
A professional who sells services, such as credit, financial, insurance, employee investigation reports, and credit-rating books to business establishments. Respnsibilities include:
* Calls on establishments, such as financial institutions and commercial and industrial firms, to explain services offered by agency.
* Explains advantages of using impartial and factual reports and data as basis for assigning credit ratings, insurance, or security risks.
* May also sell equipment, such as portable teletype terminal units, for use in immediate retrieval of computerized data.
Industry:Professional careers
